Prepaid Wallets
Drivers or fleet managers load funds upfront via Mobile Money (M-Pesa, Airtel Money), bank transfer, or card payment. The balance is stored digitally on the Phuel platform and deducted in real time with every fuel transaction.
How It Works
Company or driver tops up their Phuel wallet using M-Pesa, Airtel Money, or bank transfer
Driver taps their NFC card, scans QR, or enters phone PIN at the station
System verifies balance, tank capacity, and fuel grade — then authorizes fueling
Balance is deducted instantly and both driver and manager receive real-time receipts
Benefits for Your Company
Upfront Cash Collection
Collect millions in prepaid float before a single litre is dispensed. Dramatically improves station cash flow.
Zero Credit Risk
No unpaid invoices, no bad debt. Drivers can only fuel up to their available balance.
Full Spend Visibility
Every transaction is logged with vehicle, driver, litres, station, and timestamp — eliminating cash leakage.
Benefits for Your Customers
Instant Mobile Top-Ups
Top up your fuel wallet instantly from your phone via M-Pesa or Airtel Money — no bank queues.
Budget Control
Load only what you plan to spend. Perfect for personal budgets or allocating fuel per vehicle.
Digital Receipts
Receive instant SMS and email receipts for every fueling — no more lost paper slips.
Ready to launch Prepaid Wallets?
Request a demo and our team will walk you through setting up prepaid wallets for your station network.